Underwriters reprice risk within hours to days of a shock. Trade flows, housing markets and insurer capital take months to respond. This site reads insurance prices and quantities as that signal. Every point links its primary source; prose-derived findings pass an evidence gate and recorded review, while official structured feeds publish directly with visible freshness.
Coverage anchors group every tracked series by its stated geography; global aggregates use a separate non-geographic anchor. Numbers inside markers are series counts. Drag to rotate and hover or tap for the underlying series. War-risk threshold bands are empirical observations from the 2019–2026 episode record — not model outputs.
Marine war-risk premiums reprice within hours-to-days of geopolitical shocks and lead physical trade flows — reroutings and transit declines. They are roughly coincident with commodity prices. The 0.5% (friction) and 5–10% (halt) guides are empirical observations from the 2019–2026 episode record, not model outputs.
Marine Conflict Monitor →Regional broker composites and audited market disclosures show where commercial risk is being repriced. Premium patterns reflect insurers' risk assessments alongside capacity and cycle position.
Global Rate Map →Sector Pulse compares line-of-business pricing across property, casualty, cyber, umbrella, D&O, and upstream energy, with capacity, premium-volume, and claims series kept as explicit cycle context.
Sector Pulse →Where regulators set the price, the posted premium is a political price and decouples from risk (Oh, Sen & Tenekedjieva 2026). The signal is quantities — non-renewals, residual-market (FAIR-plan) growth, insurer exits — which move months to years ahead of housing repricing.
Property Stress →Premium volumes, commercial rate indices and combined ratios describe the insurer capital cycle itself — ~6-year cycles driven by industry mechanics (Cummins & Outreville 1987). They are published as the control that keeps the other panels honest, never as standalone risk signals.
Global Rate Cycle →Every prose-derived finding passes a deterministic evidence gate and receives a recorded verdict. The public research ledger shows who reviewed it, the source, and the bounded thesis behind publication.
Research cadence & review log →An underwriter's price is a bet placed with real money on what happens next, updated as the odds change. The name is literal: this site reads the underwriters' signal — and separates it from the two other things that move insurance prices, the capital cycle and regulation, before treating it as information about the world. The methodology page states exactly what each panel does and does not claim.